Every New Year starts with millions of us resolving to turn our lives around. We’re going to get fitter, lose that spare two stone, manage our finances better, live a healthier life – just like last year, and the year before, and the year before that.
And we haven’t because we don’t actually want to – it’s easier not to look in the mirror than to ditch the chocolate digestives; everyone knows red wine is actually good for you; paying off the credit card can wait till next month.
#5stepping is a way to tiptoe to all the health and finance benefits you crave without giving up anything very much; however, before you start, there is one thing you have to do to prepare:
IF YOU SMOKE, YOU NEED TO STOP!